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Credit Cards: The Good, Bad and the Ugly
the best way to create a credit history for you
26 May 2005

What are the benefits of having a credit card?
A credit card makes it easy to buy something now and pay for it later
26 May 2005

What are the costs of having a credit card?
All credit cards have finance charges for not paying your balance in full each month
26 May 2005

What is a credit card?
A credit card allows you to buy things even though you might not have the money to pay for it right away
26 May 2005

Where can I get a credit card?
Your mail is probably full of credit card offers from national companies
26 May 2005

Beware of these credit
Beware of companies or services that promise to fix your credit quickly
26 May 2005

Credit rating dangers What to Avoid?
Never use credit cards for regular purchases like groceries or gas
26 May 2005

What are some different types of loans?
you borrow all of the money at once and repay it in set amounts
26 May 2005

Other Aspects of Loans
A secured loan requires you to put up property or savings as collateral to guarantee repayment
26 May 2005

What are the benefits of getting a loan?
A loan gives you the money you need to pay for something big like a house
26 May 2005